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Global Fintech Market Set to Hit $400 Billion by 2028 — BoG Deputy Governor
The global fintech market is on track to reach $400 billion by 2028, with digital lending alone expected to surpass $1.3 trillion, according to the Bank of Ghana.
Highlighting the rapid growth of financial technology worldwide, BoG Deputy Governor Matilda Asante Aseidu underscored the need for Ghana to align its regulatory frameworks to harness emerging opportunities.
“Digital finance is no longer an experiment—it is the new infrastructure for opportunity,” she said, adding that fintech has transformed how people save, borrow, trade, and invest across the continent.
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She observed that mobile money usage in Africa has surged dramatically, from just 12% of adults three years ago to more than 50% today, transacting over $850 billion annually.
Mrs Asante Aseidu said that as global tides rise, Ghana must position itself strategically to attract innovation and investment while safeguarding the integrity of its financial system.
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