Chief Executive Officer of MTN Mobile Money Limited, Shaibu Haruna, has underscored the power of dialogue and partnership in building a sustainable digital financial ecosystem, stressing that “meaningful progress happens when we engage, listen and build together.”
Speaking at the 2025 FinTech Stakeholder Forum held in Accra at the Movenpick Ambassador Hotel under the theme “Harnessing Ghana’s FinTech Potential: Regulatory Framework for Digital Credit and Digital Assets”, Mr Haruna said the forum was designed to create a platform where collaboration, innovation and regulation meet.
He noted that as Ghana’s FinTech landscape continues to evolve, stronger engagement between policymakers, regulators, and industry players is crucial to shaping the future of digital finance.
“This gathering is therefore not just one of dialogue, but most importantly, about partnership and shared commitment to shaping the future of digital finance in Ghana—and perhaps, I’ll argue, beyond Ghana, across into Africa,” he said.
Mr Haruna explained that the discussions at the forum would focus on harnessing the power of digital credit and digital assets to deepen financial inclusion, empower small businesses, and contribute to national development while maintaining a robust regulatory framework that protects consumers and the integrity of Ghana’s financial system.
He highlighted the importance of creating policies that balance innovation with regulation, ensuring that the benefits of digital finance reach the most vulnerable communities and support broader economic transformation.
To ensure a rich and holistic conversation, MTN MoMo extended invitations beyond the private sector to include policy think tanks and academia, such as IMANI Africa and ISSER, to share their perspectives on the evolution of Ghana’s digital financial industry.
“We are hopeful that as industry players, we will contribute our quota and our thoughts to shaping the future of our industry,” Mr Haruna stated.
Mr Haruna expressed appreciation to key partners, including the Bank of Ghana, represented by Mrs Matilda Asante, the Second Deputy Governor, as well as the FinTech and Innovation Office of the Bank of Ghana, banks, fintech companies, and other regulatory collaborators.
He emphasised that the progress made in Ghana’s digital finance sector over the years was the result of active collaboration and partnership across the ecosystem.
“This industry would not be where we are today without your active collaboration and partnership,” he said, adding that the exhibitions displayed at the event symbolised the joint efforts to scale innovation nationwide.
Mr Haruna concluded by reaffirming MTN MoMo’s commitment to hosting more stakeholder engagements in the future, noting that Ghana’s digital ecosystem is still evolving, and sustained collaboration is key to unlocking its full potential.
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